Tuesday, March 4, 2014

Affordable Care Act - The Real Story

Two weeks ago we were all watching the Winter Olympics in Sochi (as Putin was plotting the takeover of Crimea), frequently interrupted by a blonde woman whining that "Obamacare doesn't work." She also said she doesn't like political ads, even as she was making one. Her complaint that millions of Americans were losing their health insurance just isn't so.

Anecdotes about losing insurance, when examined closely, mostly relate to insurance policies that don't insure. So-called "catastrophic insurance."

A friend of mine had one of those. It didn't cover preventive care. He couldn't afford regular doctor's visits, but kept enough savings to cover the deductible. In short, he was as responsible as anyone in his economic circumstances could be.

When the catastrophe came, he had stage four colon cancer. Treatment took all of his savings and kept him alive for about a year. As insurance, his policy was all but worthless.

Since the Affordable Care Act, previously uninsured individuals now have insurance. Persons who previously would have been unable to get insurance because of "pre-existing conditions" can now get insurance.

Here is the story of one cancer patient whose life was saved.

Here is an earlier post of mine explaining the Republican scheme to discredit ACA. 

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